West Oahu Community Federal Credit Union

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A short history of West Oahu Community FCU

Since its inception in 1949 the West Oahu Community Federal Credit Union has been serving its members in the Waianae, Hawaii area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Furtado, the West Oahu Community FCU has grown its membership to over 4,661 with assets of more than $39,532,557. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Waianae, HI.

General Information For West Oahu Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5978
Address 86-120 Farrington Hwy Ste B205
City Waianae
State Hawaii
Zip-Code 96792
Phone Number
Fax Number
Email Address:
CEO/President John Furtado
Members 4,661
Full-Time Employees 11
Part-Time Employees 0
Number of Branch Offices 2
Total Assets 39,532,557

Compare West Oahu Community Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Schofield CU MAIN OFFICE PO Box 860669 96786 No 7.23
Waialua CU Waialua Federal Credit Union 67-292 Goodale Ave # A2 96791 No 7.60
Pearl Hawaii CU Ewa Branch 91-1401 Fort Weaver Rd 96706 No 10.05
Ewa CU Ewa Federal Credit Union 91-1202 Renton Rd # A 96706 No 11.48
Hickam CU Hickam 40 Hickam Ct 96820 No 15.61

West Oahu Community Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

West Oahu Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.75 3.25 3.75 3.50 3.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All alexandra-k.ru 514 174 175 72 56
Rank Among All Hawaii Credit Unions 29 12 14 6 6

West Oahu Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.20 0.35 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All alexandra-k.ru N/A 129 114 293 211
Rank Among All Hawaii Credit Unions N/A 14 6 26 13
West Oahu Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.750399534,535
All Other Unsecured Loans/Lines of Credit 7.0006692,637,060
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.250982,133,729
Used Vehicle Loans 3.750781,084,408
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.500132,318,588
Total Other Real Estate Loans/Lines of Credit 3.5005138,683
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.60021152,314
TOTAL LOANS & LEASES 1,2838,999,317

West Oahu Community Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
a. > 15 years 71,267,44900
b. 15 Years or less 2104,69800
a. > 15 years 4946,44100
b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 319,70600
Open-End Adjustable Rate 2118,97716,000
Open-End Fixed Rate 0000
TOTALS 182,457,27116,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
b. Proprietary Reverse Mortgage Products 0000

West Oahu Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes

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