Lake Shore Federal Credit Union

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A short history of Lake Shore FCU

Since its inception in 1967 the Lake Shore Federal Credit Union has been serving its members in the ANGOLA, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Susan George, the Lake Shore FCU has grown its membership to over 3,048 with assets of more than $16,579,556. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ANGOLA, NY.

General Information For Lake Shore FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 17878
Address PO BOX 227
State New York
Zip-Code 14006
Phone Number
Fax Number
Email Address:
CEO/President Susan George
Members 3,048
Full-Time Employees 5
Part-Time Employees 3
Number of Branch Offices 1
Total Assets 16,579,556

Compare Lake Shore Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Seneca Nation Of Indians CU Seneca Nation of Indians FCU 90 Ohiyo Way 14779 No 6.94
Northern Chautauqua CU OFFICE 232 CENTRAL AVE 14136 No 9.50
Gowanda Area CU Gowanda Area FCU 14266 Taylor Hollow Rd 14070 No 11.08
Meridia Community CU Eden Branch 8226 N Main St 14075 No 13.31
Greater Woodlawn CU GREATER WOODLAWN FCU 351 E FAIRMOUNT AVE 14750 No 13.45

Lake Shore Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Lake Shore Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.99 2.18 8.89 5.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All 159 49 685 268 229
Rank Among All New York Credit Unions 23 18 165 85 80

Lake Shore Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.20 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All N/A 143 N/A 318 N/A
Rank Among All New York Credit Unions N/A 38 N/A 82 N/A
Lake Shore Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.990461561,965
All Other Unsecured Loans/Lines of Credit 8.800359964,405
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.1801792,804,667
Used Vehicle Loans 8.8901761,261,990
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.000251,005,289
Total Other Real Estate Loans/Lines of Credit 5.00030653,513
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.34055362,479
TOTAL LOANS & LEASES 1,2857,614,308

Lake Shore Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
a. > 15 years 0000
b. 15 Years or less 12570,62200
a. > 15 years 0000
b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 13434,66700
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 229,12500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 28624,388139,000
Open-End Fixed Rate 0000
TOTALS 551,658,802139,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
b. Proprietary Reverse Mortgage Products 0000

Lake Shore Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes

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