United Equity Credit Union

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A short history of United Equity CU

Since its inception in 2000 the United Equity Credit Union has been serving its members in the Decatur, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kara Johnston, the United Equity CU has grown its membership to over 3,909 with assets of more than $41,216,816. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Decatur, IL.

General Information For United Equity CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 81688
Address PO Box 2108
City Decatur
State Illinois
Zip-Code 62524
Phone Number
Fax Number
Email Address: none
CEO/President Kara Johnston
Members 3,909
Full-Time Employees 10
Part-Time Employees 5
Number of Branch Offices 2
Total Assets 41,216,816

Compare United Equity Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Decatur Policemen CU 707 W. South Side Dr 707 W South Side Dr 62521 No 0.14
Decatur Postal CU Decatur Postal Credit Union 214 N Franklin St 62523 No 0.17
Decatur Stanolind CU Main Office 1120 S Jasper St 62521 No 1.09
Decatur Medical Dental CU MAIN OFFICE 2721 N MAIN ST 62526 No 2.20
Land Of Lincoln CU Springfield 300 S Grand Ave W 62704 No 2.52

United Equity Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

United Equity Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.85 2.15 2.00 2.85 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All alexandra-k.ru 449 46 22 16 100
Rank Among All Illinois Credit Unions 59 13 4 2 18

United Equity Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.10 0.25 0.60 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All alexandra-k.ru 108 129 105 240 N/A
Rank Among All Illinois Credit Unions 14 34 19 44 N/A
United Equity Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.8504081,074,757
All Other Unsecured Loans/Lines of Credit 12.5003561,405,483
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.1502004,060,637
Used Vehicle Loans 2.0007098,251,528
Total 1st Mortgage Real Estate Loans/Lines of Credit 2.850322,273,062
Total Other Real Estate Loans/Lines of Credit 4.00027637,675
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.5001872,221,847
TOTAL LOANS & LEASES 1,91919,924,989

United Equity Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
a. > 15 years 1116,92400
b. 15 Years or less 261,778,1921230,000
a. > 15 years 0000
b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 5377,94622,000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 23534,220160,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 4103,45500
Open-End Fixed Rate 0000
TOTALS 592,910,7374292,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
b. Proprietary Reverse Mortgage Products 0000

United Equity Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes

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