Park Side Financial Credit Union

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A short history of Park Side Financial CU

Since its inception in 1965 the Park Side Financial Credit Union has been serving its members in the Whitefish, Montana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jeremy Presta, the Park Side Financial CU has grown its membership to over 25,698 with assets of more than $224,827,298. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Whitefish, MT.

General Information For Park Side Financial CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68647
Address 1300 Baker Ave
City Whitefish
State Montana
Zip-Code 59937
Phone Number
Fax Number
Email Address: ----
CEO/President Jeremy Presta
Members 25,698
Full-Time Employees 82
Part-Time Employees 6
Number of Branch Offices 8
Total Assets 224,827,298

Compare Park Side Financial Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Whitefish Credit Union Association CU Whitefish Credit Union - Lake County Office 110 3rd Ave E 59860 No 12.41

Park Side Financial Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Park Side Financial Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 3.49 3.49 4.12 6.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All 406 208 146 158 391
Rank Among All Montana Credit Unions 13 17 7 13 26

Park Side Financial Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.25 0.90 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All N/A 129 105 190 266
Rank Among All Montana Credit Unions N/A 12 6 10 21
Park Side Financial Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.9005,07816,596,906
All Other Unsecured Loans/Lines of Credit 14.9001,2311,578,340
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.4903077,460,862
Used Vehicle Loans 3.4905,20451,242,408
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.12067277,216,603
Total Other Real Estate Loans/Lines of Credit 6.5001493,910,005
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.7401,77220,815,713
TOTAL LOANS & LEASES 14,413178,820,837

Park Side Financial Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
a. > 15 years 0000
b. 15 Years or less 16815,001,06191,509,775
a. > 15 years 21421,007,40100
b. 15 Years or less 657,233,43400
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 22533,974,7078712,821,262


Closed-End Fixed Rate 12270,65200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 1373,639,35315711,464
TOTALS 82181,126,60811115,042,501


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
b. Proprietary Reverse Mortgage Products 0000

Park Side Financial Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes

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