Midsouth Community Federal Credit Union

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A short history of Midsouth Community FCU

Since its inception in 1936 the Midsouth Community Federal Credit Union has been serving its members in the MACON, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Roy Bibb, the Midsouth Community FCU has grown its membership to over 37,098 with assets of more than $255,555,356. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MACON, GA.

General Information For Midsouth Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1410
State Georgia
Zip-Code 31210
Phone Number
Fax Number
Email Address:
CEO/President Roy Bibb
Members 37,098
Full-Time Employees 86
Part-Time Employees 3
Number of Branch Offices 8
Total Assets 255,555,356

Compare Midsouth Community Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Cgr CU Warner Robins Branch 104 N Houston Rd 31093 No 6.84
Georgia Power Macon CU GEORGIA POWER MACON FCU 960 KEY ST 31204 No 7.14
Macon Firemen's CU MACON FIREMENS CREDIT UNION 899 Oglethorpe St 31201 No 8.06
Brosnan Yard CU BROSNAN YARD FCU 223 WALNUT ST 31201 No 8.79
Georgia Guard CU Macon-Main Office 1030 Shurling Dr 31211 No 8.94

Midsouth Community Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Midsouth Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.00 4.00 4.00 5.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All alexandra-k.ru 254 282 203 268 100
Rank Among All Georgia Credit Unions 17 39 27 26 5

Midsouth Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.25 0.40 0.75 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All alexandra-k.ru 116 95 76 215 192
Rank Among All Georgia Credit Unions 10 15 11 20 13
Midsouth Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.0002,7205,980,202
All Other Unsecured Loans/Lines of Credit 12.0002,6088,273,904
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.00039128,062,804
Used Vehicle Loans 4.0006,73695,107,315
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.00019910,929,193
Total Other Real Estate Loans/Lines of Credit 4.0002847,736,222
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.0001,67611,526,779
TOTAL LOANS & LEASES 14,614167,616,419

Midsouth Community Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
a. > 15 years 171,863,70400
b. 15 Years or less 1387,068,8405639,200
a. > 15 years 271,222,00600
b. 15 Years or less 17774,64300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 8172,53400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2737,447,667552,734,700
Open-End Fixed Rate 3116,02100
TOTALS 48318,665,415603,373,900


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1023,458,9702,734,700
a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
b. Proprietary Reverse Mortgage Products 0000

Midsouth Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes

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