Hudson Heritage Federal Credit Union

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A short history of Hudson Heritage FCU

Since its inception in 1940 the Hudson Heritage Federal Credit Union has been serving its members in the Middletown, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Ciriello, the Hudson Heritage FCU has grown its membership to over 38,530 with assets of more than $383,444,180. They have a main office and 14 branch offices. Please see the credit unions website or contact them by phone at or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Middletown, NY.

General Information For Hudson Heritage FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3962
Address 25 Rykowski Lane
City Middletown
State New York
Zip-Code 10941
Phone Number
Fax Number
Email Address:
CEO/President Michael Ciriello
Members 38,530
Full-Time Employees 122
Part-Time Employees 16
Number of Branch Offices 14
Total Assets 383,444,180

Compare Hudson Heritage Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
O And R Utilities Employees CU Monroe 14 Talmadge Ct 10949 No 12.45
Co-operative CU HOME OFFICE 39 BROADWAY 12789 No 19.03
Hudson Valley CU Poughkeepsie 159 Barnegat Rd 12602 No 24.11
Hudson River Financial CU Main Office 3563 Mohegan Ave 10547 No 28.79
Teg CU Hyde Park Office 4282 Albany Post Rd 12538 No 28.94

Hudson Heritage Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Hudson Heritage Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.41 4.46 6.50 3.94 3.18
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All 504 337 499 132 34
Rank Among All New York Credit Unions 84 116 140 44 11

Hudson Heritage Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.16 1.26 0.86
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All 125 143 123 125 177
Rank Among All New York Credit Unions 19 38 35 21 39
Hudson Heritage Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.4105,4278,124,148
All Other Unsecured Loans/Lines of Credit 13.5505,38522,168,235
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.2503191,321,644
New Vehicle Loans 4.4602,11948,384,499
Used Vehicle Loans 6.5005,50483,586,427
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.94067680,660,332
Total Other Real Estate Loans/Lines of Credit 3.1801,45763,797,966
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.0901381,728,897
TOTAL LOANS & LEASES 21,025309,772,148

Hudson Heritage Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
a. > 15 years 34650,910,81291,521,343
b. 15 Years or less 30126,349,5578857,800
a. > 15 years 0000
b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 293,399,96300


Closed-End Fixed Rate 33010,745,131211,307,961
Closed-End Adjustable Rate 251,77600
Open-End Adjustable Rate 1,12553,001,0595747,040,642
Open-End Fixed Rate 0000
TOTALS 2,133144,458,29861210,727,746


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 98447,119,8967,036,925
a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
b. Proprietary Reverse Mortgage Products 0000

Hudson Heritage Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes

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