Focus Federal Credit Union

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A short history of Focus FCU

Since its inception in 1947 the Focus Federal Credit Union has been serving its members in the TOLEDO, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Brandynn Adams, the Focus FCU has grown its membership to over 1,642 with assets of more than $9,309,592. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in TOLEDO, OH.

General Information For Focus FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5461
Address 1001 S REYNOLDS RD
State Ohio
Zip-Code 43615
Phone Number
Fax Number
Email Address:
CEO/President Brandynn Adams
Members 1,642
Full-Time Employees 3
Part-Time Employees 3
Number of Branch Offices 1
Total Assets 9,309,592

Compare Focus Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
University Of Toledo CU UT Main Campus Office 2801 W Bancroft St 43606 No 0.92
Educational Community Alliance CU Elm Branch 3384 Elm St 43608 No 2.78
E.s.c.u. CU ESCU MAIN 7035 MADISON AVE 43528 No 3.00
Great Lakes CU Sylvania 6600 Sylvania Ave Ste 6D 43560 No 3.09
Jeep Country CU branch 559 E Manhattan Blvd 43608 No 3.24

Focus Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Focus Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 15.75 4.99 7.99 4.75 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All 533 396 629 238 229
Rank Among All Ohio Credit Unions 97 114 141 66 47

Focus Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.50 N/A N/A 1.45 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All 69 N/A N/A 97 N/A
Rank Among All Ohio Credit Unions 3 N/A N/A 16 N/A
Focus Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 15.750480563,672
All Other Unsecured Loans/Lines of Credit 17.750261219,244
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.99023315,017
Used Vehicle Loans 7.9903973,064,019
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.750346,068
Total Other Real Estate Loans/Lines of Credit 5.00037563,010
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.50019167,502
TOTAL LOANS & LEASES 1,2204,938,532

Focus Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
a. > 15 years 346,06800
b. 15 Years or less 0000
a. > 15 years 0000
b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 994,79100
Closed-End Adjustable Rate 28468,21900
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 40609,07800


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
b. Proprietary Reverse Mortgage Products 0000

Focus Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes

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