Citizens Equity First Credit Union

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A short history of Citizens Equity First CU

Since its inception in 1937 the Citizens Equity First Credit Union has been serving its members in the Peoria, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mark Spenny, the Citizens Equity First CU has grown its membership to over 325,442 with assets of more than $5,789,044,956. They have a main office and 29 branch offices. Please see the credit unions website or contact them by phone at or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Peoria, IL.

General Information For Citizens Equity First CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68448
Address PO Box 1715
City Peoria
State Illinois
Zip-Code 61656
Phone Number
Fax Number () -
Email Address:
CEO/President Mark Spenny
Members 325,442
Full-Time Employees 846
Part-Time Employees 19
Number of Branch Offices 29
Total Assets 5,789,044,956

Compare Citizens Equity First Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Peoria City Employees CU Peoria City Employees Credit Union Peoria City Employees Credit Union 61603 No 0.02
Peoria Fire Fighters CU Peoria Firefighters Credit Union 505 NE Monroe St 61602 No 0.29
Peoria Postal Employees CU Commerce Bank 416 Main St 61602 No 0.68
Haulpak CU HAULPAK FEDERAL CU 2300 NE Adams St 61650 No 1.82
Members Choice CU Galesburg 3333 N Seminary St 61401 No 3.13

Citizens Equity First Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Citizens Equity First Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.00 2.49 2.64 3.88 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All 160 83 61 121 168
Rank Among All Illinois Credit Unions 18 24 19 23 32

Citizens Equity First Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.25 0.40 1.74
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All N/A 119 105 284 71
Rank Among All Illinois Credit Unions N/A 31 19 50 8
Citizens Equity First Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.00042,703107,158,057
All Other Unsecured Loans/Lines of Credit 7.99017,74958,046,402
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 4.5006,07561,478,389
New Vehicle Loans 2.49023,947453,047,888
Used Vehicle Loans 2.64056,155723,026,105
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.88018,3992,357,449,775
Total Other Real Estate Loans/Lines of Credit 4.50010,800251,761,692
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.7503,939114,642,745
TOTAL LOANS & LEASES 179,7674,126,611,053

Citizens Equity First Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
a. > 15 years 9,8361,220,257,105598105,234,073
b. 15 Years or less 6,711600,463,09440755,875,688
a. > 15 years 584183,970,0586218,534,814
b. 15 Years or less 999283,931,62311331,892,437
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 297,199,36772,391,499
Adjustable Rate > 1 yr 24061,628,5285120,137,359


Closed-End Fixed Rate 2,22147,213,47930512,830,738
Closed-End Adjustable Rate 316,652,3132652,216
Open-End Adjustable Rate 8,540197,205,8403,74343,719,463
Open-End Fixed Rate 8690,0603300,518
TOTALS 29,1992,609,211,4675,291291,568,805


Interest Only & Payment Option 1st Mortgage Loans 6925,413,3584,974,262
Interest Only & Payment Option Other RE/LOC Loans 635,895,336935,414
a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
b. Proprietary Reverse Mortgage Products 0000

Citizens Equity First Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes

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