Citizens Community Credit Union

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A short history of Citizens Community CU

Since its inception in 1940 the Citizens Community Credit Union has been serving its members in the DEVILS LAKE, North Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jay Chapin, the Citizens Community CU has grown its membership to over 11,533 with assets of more than $196,564,477. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DEVILS LAKE, ND.

General Information For Citizens Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60600
Address 1117 HIGHWAY 2 E
State North Dakota
Zip-Code 58301
Phone Number
Fax Number () -
Email Address:
CEO/President Jay Chapin
Members 11,533
Full-Time Employees 51
Part-Time Employees 9
Number of Branch Offices 9
Total Assets 196,564,477

Compare Citizens Community Credit Union To Other Local Credit Unions

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Citizens Community Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Citizens Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.25 5.05 6.00 6.40 7.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All 362 403 443 404 431
Rank Among All North Dakota Credit Unions 14 27 27 18 19

Citizens Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.04 0.06 0.37 1.50 0.92
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All 128 139 84 91 169
Rank Among All North Dakota Credit Unions 7 15 2 3 10
Citizens Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.250499507,213
All Other Unsecured Loans/Lines of Credit 11.7501,3211,593,090
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.2001,4742,417,213
New Vehicle Loans 5.0501612,174,973
Used Vehicle Loans 6.0001,27611,958,512
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.40054680,644,783
Total Other Real Estate Loans/Lines of Credit 7.0001033,578,832
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.0001,57152,624,609
TOTAL LOANS & LEASES 6,951155,499,225

Citizens Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
a. > 15 years 73,036,43800
b. 15 Years or less 1004,808,9812181,679
a. > 15 years 22527,260,32071,706,285
b. 15 Years or less 15334,893,7495336,279
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 11954,52700
Adjustable Rate > 1 yr 509,690,7682485,200


Closed-End Fixed Rate 421,126,02500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 612,452,80700
Open-End Fixed Rate 0000
TOTALS 64984,223,615162,709,443


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
b. Proprietary Reverse Mortgage Products 0000

Citizens Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes

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