Cinfed Federal Credit Union

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A short history of Cinfed FCU

Since its inception in 1975 the Cinfed Federal Credit Union has been serving its members in the Cincinnati, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jay Sigler, the Cinfed FCU has grown its membership to over 33,951 with assets of more than $407,204,740. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Cincinnati, OH.

General Information For Cinfed FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 21930
Address 4801 Kennedy Avenue
City Cincinnati
State Ohio
Zip-Code 45209
Phone Number
Fax Number () -
Email Address:
CEO/President Jay Sigler
Members 33,951
Full-Time Employees 107
Part-Time Employees 6
Number of Branch Offices 8
Total Assets 407,204,740

Compare Cinfed Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Bardes Employees CU Headquarters 4730 Madison Rd 45227 No 0.85
Greater Cincinnati School CU Mason 7948 S Mason Montgomery Rd 45040 No 3.03
Carmel Brotherhood CU Carmel Presbyterian Church 3549 Reading Rd 45229 No 3.42
Reading CU Reading FCU 2110 E Galbraith Rd 45237 No 4.01
Children's Medical Center CU Main Office 3333 Burnet Ave Mail Loc 5010 45229 No 4.01

Cinfed Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Cinfed Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.63 3.50 6.24 3.94 4.23
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All 388 209 467 132 129
Rank Among All Ohio Credit Unions 68 60 111 26 19

Cinfed Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.25 1.62 1.66
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All N/A 143 105 77 79
Rank Among All Ohio Credit Unions N/A 28 25 10 10
Cinfed Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.63010,00615,420,975
All Other Unsecured Loans/Lines of Credit 12.3503,6829,933,925
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.970491,048,584
New Vehicle Loans 3.5001,35929,872,541
Used Vehicle Loans 6.2403,12038,509,291
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.9401,472195,153,480
Total Other Real Estate Loans/Lines of Credit 4.2301,19125,055,875
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.5102435,304,345
TOTAL LOANS & LEASES 21,122320,299,016

Cinfed Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
a. > 15 years 41449,681,089395,788,048
b. 15 Years or less 45538,842,819303,038,079
a. > 15 years 72,540,54041,191,000
b. 15 Years or less 8952,838,6281710,640,500
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 29826,763,19800
Adjustable Rate > 1 yr 20924,487,206406,637,345


Closed-End Fixed Rate 19598,213162,000
Closed-End Adjustable Rate 002344,160
Open-End Adjustable Rate 1,16823,467,19393,535,000
Open-End Fixed Rate 4990,4691472,500
TOTALS 2,663220,209,35514331,708,632


Interest Only & Payment Option 1st Mortgage Loans 180,00080,000
Interest Only & Payment Option Other RE/LOC Loans 62314,210,1864,388,096
a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
b. Proprietary Reverse Mortgage Products 0000

Cinfed Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes

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