Beach Municipal Federal Credit Union

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A short history of Beach Municipal FCU

Since its inception in 1970 the Beach Municipal Federal Credit Union has been serving its members in the Virginia Beach, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Geri Metzger, the Beach Municipal FCU has grown its membership to over 9,646 with assets of more than $118,716,992. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Virginia Beach, VA.

General Information For Beach Municipal FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 20394
Address 4164 Virginia Beach Blvd
City Virginia Beach
State Virginia
Zip-Code 23452
Phone Number
Fax Number
Email Address:
CEO/President Geri Metzger
Members 9,646
Full-Time Employees 34
Part-Time Employees 3
Number of Branch Offices 2
Total Assets 118,716,992

Compare Beach Municipal Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Virginia Beach Schools CU Red Mill Branch 2122 General Booth Blvd 23454 No 0.77
Va Beach Postal CU Virginia Beach Postal FCU 501 Viking Dr # A 23452 No 2.63
Nma CU Greensville County Teachers Association 105 Ruffin St 23847 No 3.33
Chartway CU FF Victory Blvd. 4000 Victory Blvd 23701 No 4.98
Hampton Roads Catholic CU Main Office 1209 Baker Rd Ste 309 23455 No 5.41

Beach Municipal Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Beach Municipal Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.49 3.25 3.25 4.00 5.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All 433 174 120 138 317
Rank Among All Virginia Credit Unions 46 28 18 24 40

Beach Municipal Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.15 0.30 0.67 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All 125 119 97 231 259
Rank Among All Virginia Credit Unions 12 22 15 41 40
Beach Municipal Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.4903,3289,516,614
All Other Unsecured Loans/Lines of Credit 10.9501,1394,746,310
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.25056211,918,173
Used Vehicle Loans 3.2501,05716,113,325
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000577,431,722
Total Other Real Estate Loans/Lines of Credit 5.75041715,349,982
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.00093872,171
TOTAL LOANS & LEASES 6,65365,948,297

Beach Municipal Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
a. > 15 years 284,387,10281,798,200
b. 15 Years or less 191,474,4874536,800
a. > 15 years 2282,76200
b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 71,093,86400
Adjustable Rate > 1 yr 1193,50700


Closed-End Fixed Rate 2329,082,800221,269,900
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1856,267,1824471,096,005
Open-End Fixed Rate 0000
TOTALS 47422,781,7044814,700,905


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
b. Proprietary Reverse Mortgage Products 0000

Beach Municipal Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes

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