Baylands Federal Credit Union

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A short history of Baylands FCU

Since its inception in 1946 the Baylands Federal Credit Union has been serving its members in the WEST POINT, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Christopher Burgess, the Baylands FCU has grown its membership to over 5,421 with assets of more than $73,670,249. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WEST POINT, VA.

General Information For Baylands FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5267
Address PO BOX 392
City WEST POINT
State Virginia
Zip-Code 23181
Phone Number
Fax Number
Email Address:
CEO/President Christopher Burgess
Members 5,421
Full-Time Employees 31
Part-Time Employees 3
Number of Branch Offices 2
Total Assets 73,670,249
Website

Compare Baylands Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Kraftsman CU Kraftsman Federal Credit Union 910 Industrial St 23860 No 28.70
Tbc CU TBC Federal Credit Union 2811 Fendall Ave 23222 No 29.86
Hopewell Chemical CU Dixiecon Branch Hopewell Chemical FCU 2000 Jefferson Davis Hwy 23860 No 29.92

Baylands Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Baylands Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.51 3.08 4.35 4.58 4.59
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All alexandra-k.ru 202 154 246 216 180
Rank Among All Virginia Credit Unions 20 22 35 37 20

Baylands Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.10 1.30 1.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All alexandra-k.ru 125 129 134 118 94
Rank Among All Virginia Credit Unions 12 24 24 16 5
Baylands Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.5101,4072,216,568
All Other Unsecured Loans/Lines of Credit 6.6506762,914,399
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.0803258,261,539
Used Vehicle Loans 4.35086310,846,224
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.58025219,564,084
Total Other Real Estate Loans/Lines of Credit 4.590862,020,660
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.7402063,921,737
TOTAL LOANS & LEASES 3,81549,745,211

Baylands Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
a. > 15 years 598,629,92281,415,930
b. 15 Years or less 1529,226,4276439,200
Balloon/Hybrid
a. > 15 years 0000
b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 411,707,73510305,126

OTHER REAL ESTATE

Closed-End Fixed Rate 9170,57600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 771,850,08415168,296
Open-End Fixed Rate 0000
TOTALS 33821,584,744392,328,552

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
b. Proprietary Reverse Mortgage Products 0000

Baylands Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes

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