1st University Credit Union

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A short history of 1st University CU

Since its inception in 1956 the 1st University Credit Union has been serving its members in the Waco, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gary Parker, the 1st University CU has grown its membership to over 1,747 with assets of more than $12,580,767. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Waco, TX.

General Information For 1st University CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67483
Address 24 La Salle Ave unit C
City Waco
State Texas
Zip-Code 76706
Phone Number
Fax Number
Email Address: none
CEO/President Gary Parker
Members 1,747
Full-Time Employees 7
Part-Time Employees 1
Number of Branch Offices 1
Total Assets 12,580,767

Compare 1st University Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Waconized CU Waconized Federal Credit Union 5200 Beverly Dr # A 76711 No 5.14
Highway District 9 CU Highway District 9 Credit Union 2417 Columbus Ave 76701 No 5.61
Members Choice Of Central Texas CU Northside Branch 845 New Dallas Hwy 76705 No 5.81
Mclennan County Employees CU Corporate Office 215 N 5th St Ste 224 76701 No 5.94

1st University Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

1st University Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.48 3.75 4.50 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All alexandra-k.ru N/A 80 175 205 289
Rank Among All Texas Credit Unions N/A 25 64 62 59

1st University Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.10 0.50 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All alexandra-k.ru 116 129 134 263 N/A
Rank Among All Texas Credit Unions 31 47 35 88 N/A
1st University Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.0002641,260,147
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.480521,351,071
Used Vehicle Loans 3.7501912,409,903
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.500823,384,224
Total Other Real Estate Loans/Lines of Credit 5.5009121,378
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.00057457,761
TOTAL LOANS & LEASES 6558,984,484

1st University Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
a. > 15 years 8286,33400
b. 15 Years or less 798,40500
a. > 15 years 0000
b. 15 Years or less 11703,39200
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 562,296,09300


Closed-End Fixed Rate 352,51100
Closed-End Adjustable Rate 668,86700
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 913,505,60200


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
b. Proprietary Reverse Mortgage Products 0000

1st University Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes

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